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Les solutions de paiement mobile avancent sauf en France
« Les portefeuilles numériques concurrencent les banques, mais de manière encore lente, surtout en France, estime une étude de Forrester. »
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UK contactless transactions hit 60 per second
« In total, there were 159.1m contactless transactions, with the average payment sitting at £8.28. “With more than 60 transactions taking place a second, it is clear contactless card payments are becoming ever more popular,” »
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Citibank customers in New York get ATM access via BLE beacons
« Customers at Citibank’s smart banking branches in Manhattan, New York have been gaining cardless after-hours entry to ATM lobbies using their iPhone or Apple watch and Bluetooth Low Energy (BLE) beacons installed by Gimbal. »
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Die Schweiz Feiert Erfolgreich den Ersten Swiss Fintech & Digitization Day
« Der Schweizer Fintech-Verband Swiss Finance Startups hat den SWISS FINTECH & DIGITIZATION DAY ins Leben gerufen und dafür die Schweizerische Bankiervereinigung als Co-Veranstalter gewinnen können. «
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Fintech doesn’t just disrupt banks, it makes them platforms
« There’s no doubt these startups disrupt particular services that the big banks provide or facilitate. If startups in all these spaces succeed, they could nip at banks’ revenue opportunities. Still, banks largely make their profits investing consumers’ money rather than on tertiary services. »
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Fintech Fundings: 17 Companies Raise $4.8 Billion Week Ending April 22
« Due to the massive $4.5 billion funding at Alipay’s Ant Financial, we just set the one-week record for fintech venture funding with $4.79 billion (of which $125 million was debt). However, for the first time this year, there were fewer than 20 deals during the week. But with 39 deals last week and 17 this week, it could hardly be called a slowdown »
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Europeans ready to quit banks over out-of-date technology
« As they increasingly bank online and through their mobiles, many Europeans say that they would leave providers that do not offer up-to-date technology, a survey from Fujitsu shows. »
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Digital banking transformation: More action less talk needed
« Are banks just paying lip service to digital transformation? That’s the question asked by Accenture in a new study which analyses the strategies of 53 banks across Europe. »
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Scotland to map out five-year strategy for fintech growth
« Scotland is stating its claim to become a fintech centre of excellence, convening a new Fintech Strategy Group comprised of 30 industry figures from financial technology disciplines together with representatives from Government and higher education. »
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Les régulateurs français s’éveillent à la FinTech
« Les interventions successives de François Villeroy de Galhau (gouverneur de la Banque de France) et d’Emmanuel Macron devant l’assemblée réunie le 3 mai dernier par l’association France FinTech marquent un possible tournant, également confirmé par un entretien dans les Échos »
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Why your wallet is becoming the next platform
« Because intercepting the payment leads to a whole downstream treasure of goodies, the wallet — once tanned animal hide — is going to be the ultimate financial platform. As digital wallets increasingly become the origination point for consumer spending, they will become THE platform for downstream financial services — creating an opportunity for startups and a problem for established players. »
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La signature électronique franchit les frontières
« A compter du 1er juillet prochain, la signature électronique sera reconnue de manière homogène dans l’ensemble des pays de l’Union européenne. Une avancée de nature à ouvrir un « marché de la confiance numérique », qui pourrait profiter aussi aux banques. »
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Comment les regtech veulent rendre aux banques leur agilité
« Cette branche des fintech aide les acteurs financiers à gérer les contraintes réglementaires de manière innovante afin de réduire les coûts. »
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BNP Paribas Investment Partners accompagne ses conseillers par le jeu
« Pour que les conseillers de l’entreprise en percent les mystères, le groupe a lancé fin 2015 « Club », une série d’applications mobiles éducatives. Elles mêlent de brèves sessions de cours à un outil de gaming sur lequel les agents créent une plate-forme d’investissement fictive et peuvent comparer leurs performances financières avec celles de leurs collègues. »
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20% of Europeans would bank with Google, Facebook or Amazon
« Consumers are showing they are open to innovative services to make their lives easier, with 32% already embracing mobile device payments, while 22% have adopted wearable technologies and 20% crypto-currencies, the latter driven by Eastern Europe usage where 44% say they use the technology. »
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Citigroup to launch voice recognition tech in Asia
« Citigroup is planning to launch voice recognition technology to its retail customers, as part of its drive to digital banking. »
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IBM Offers Expanded Services and Security for Blockchain Developers
« IBM launched a blockchain service on Friday that allows developers to test and launch applications in IBM’s own “tamper-proofed and trusted” cloud and Docker, a distributed app platform for developers. »
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Deloitte Taps Blockchain Startups to Build New Core Banking System
« The accounting giant Deloitte partnered with five blockchain startups to build a new core banking system, and offer blockchain solutions to companies worldwide, the company announced this morning. »
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Banks Still Don’t Trust Bitcoins
« When banks look into improving their payment rails, using bitcoin is not on top of the agenda, Julio Faura, head of R&D and innovation at Banco Santander, said during a panel at Consensus 2016 conference this week »
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« The report finds that crowdfunding remains relatively small but is developing rapidly. If appropriately regulated, it has the potential to be a key source of financing for SMEs over the long term. EU Member States have begun to put in place national frameworks to support the growth of the sector and ensure investors are appropriately protected »
Posted from Diigo. The rest of my favorite links are here.
