Le décodage #FinTech (15 nov 2015)
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Microsoft wants to make Bitcoin easier for banks
« . Redmond joined forces with startup ConsenSys on a platform called Ethereum to help business to play around with the blockchain tech used in crypto-currency. »
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College students make payments with selfies
« Students at Southwestern College in Kansas can now pay for their food and drink and earn loyalty points and rewards using their face, with no need to pull out their wallet or mobile device at the point-of-sale. »
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Bitcoin founder nominated for Nobel Prize in Economics
« Bhagwan Chowdhry, a professor of finance from ULCA, recently nominated anonymous bitcoin founder Satoshi Nakamoto for the Nobel Prize in Economics, according to an article by Chowdhry in Huffington Post. »
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Le paiement par code QR connait un franc succès en Belgique
« Introduite il y a un peu moins d'un an dans l'application de Belfius, la fonction de paiement par code QR remporte un succès fou dans le royaume, puisqu'un peu moins de 250 000 paiements mobiles ont été enregistrés à ce jour. »
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140’000 téléchargements pour le service de paiement Paymit de SIX
« Le nombre d’utilisateurs devrait augmenter, d’autres banques devant bientôt adopter cette solution de paiement sans espèce, ont affirmé les responsables du fournisseur d’infrastructures de la place financière suisse. »
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La FinTech made in Israà«l attise la convoitise des grandes banques
« Barclays , Citi, Visa Europe ont récemment mis en place des centres d'innovation ou des accélérateurs à Tel-Aviv. La FinTech israélienne a ainsi levé 369 millions de dollars en 2014. »
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DFS has fintech app security concerns
« The New York Department of Financial Services (DFS) is soliciting input from other top regulators including the Treasury Department’s Office of the Comptroller of the Currency on how both banks and startups can bolster cyber security. «
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Fintech Fundings: 16 Companies Raise $900 Million Week Ending Nov 12
« Excluding NCR, 15 companies raise $85.4 million this week. Year-to-date the total is $16.9 billion or $22.8 billion counting the Worldpay and First Data IPOs. »
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Worldpay tests pay with your finger technology
« Using technology from UK-based biometric startup Sthaler, hundreds of Worldpay employees are trying out a new way to pay – with a scan of their finger. »
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Apple talks to banks about P2P mobile payments service
« Apple is in talks with some of America’s biggest banks about launching a Venmo-style mobile person-to-person payments service, according to the Wall Street Journal. »
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Swift Institute evaluates real-time payment systems
« The Swift Institute announces the availability of a new paper that proposes a hybrid model for real-time retail systems, combining the benefits of a real-time gross settlement system (RTGS) with those of a deferred net settlement (DNS) system. »
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Visa Europe explores use of blockchain tech for remittances
« Visa Europe’s innovation hub is teaming up with distributed ledger specialist Epiphyte on a proof of concept project looking into how the blockchain and bitcoin can be used for international remittances. »
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UBS: Blockchain-Experiment mit prominentem Schweizer Partner
« Im Fintech-Labor Level 39 (Bild) baut die UBS am Prototyp eines Loyalità¤ts-Programm, das auf der Blockchain-Technologie beruht. Angelehnt an das Prinzip der bekannten KeyClub-Punkte der Schweizer Grossbank werden Loyalità¤ts-Guthaben digital verschlà¼sselt und anschliessend gehandelt. »
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Kickstarter : plus de 2 milliards de dollars levés sur la plateforme de crowdfunding
« 6 ans après sa création en 2009, Kickstarter, première plateforme de crowdfunding mondiale annonce avoir dépassé les 2 milliards de dollars réunis sur le site »
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US SEC: when it comes to blockchain, regulators shall be in position to lead
« The commissioner of the US Securities and Exchange Commission (SEC) Kara Stein delivered a speech on fintech innovations, sharing her perspective on distributed ledger technology with the Harvard Law School audience. »
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Bank of England’s Open Forum hears statements related to blockchain
« The Open Forum conference organised by the Bank of England saw many high-ranking participants Wednesday. Some of them commented on the perspectives of blockchain technology and cryptocurrencies. »
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Les fintechs rachetées par des banques risquent-elles de perdre leur à¢me ?
« Fiduceo et Boursorama, Leetchi et le Crédit Mutuel Arkéa, Lepotcommun.fr et BPCE… Les rachats de fintechs par des banques se multiplient. Des opérations qui risquent de brider la créativité des premières, si les secondes se contentent de les intégrer dans leurs processus classiques. »
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Tokenization could be the Trojan Horse that will break the credit card rails
« The question is, how will this disrupt the credit card rails? With tokenization the consumer does not need a piece of plastic and is not worried that merchants will have their PAN (or credit card number as a consumer calls it). «
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The Next Fintech Boom: Resource Maximization
« When you start thinking about it, he's right. Think of all the underutilized financial resources out there — credit lines, savings, advisory, illiquid assets. All are ripe for maximization. »
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« UBS announced the winners of the fourth Regional Final of The UBS Future of Finance Challenge held in Zurich. This competition aims to identify innovative and potentially disruptive technological ideas and solutions to support the transformation of the banking industry. «
Posted from Diigo. The rest of my favorite links are here.
Marc Barbezat
Veilleur et spécialiste en cybersécurité
