
La newsletter FinTech (20 sept 2015)
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Le financement participatif est en pleine croissance en France
« Le 17 septembre 2015, l’association Financement Participatif France organisait une conférence pour partager 15 propositions afin d’aider le secteur à se développer et surmonter les éventuels freins que les plateformes de collecte peuvent rencontrer. »
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Apple Pay now supported by 500 US banks
« Apple has added 46 banks and credit unions to its list of Apple Pay supporting financial institutions in the US, taking the total to more than 500. «
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500,000 Koreans sign up for Samsung Pay
« Samsung Pay has signed up more than 500,000 users since its introduction in Korea in August 2015. “If this trend continues, it seems to be only a matter of time to surpass 1m subscribers in 1 to 2 months,†»
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How APIs are Changing the FinTech Narrative
« Taking an open approach to software development, and specifically APIs, enables more innovation than if the infrastructure were closed. »
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« “The term fintech covers a lot of ground, but some areas are hyper-saturated and there will be some epic fails over the next two to four years »
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Will the big banks be engulfed by the new wave in London ?
« The capital is becoming the global home for ‘fintech’ start-ups and the hallowed names of finance – with their old, creaking IT systems – may need to think about joining in, instead of trying to beat them »
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Nine banks back blockchain collaboration plan
« Nine of the world’s largest banks are backing an initiative to create a set of global standards for the use of distributed ledger technology in financial markets. »
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Ireland creates fintech and payments body
« A new trade association intended to provide a single voice for the emerging fintech and payments ecosystem in Ireland has launched, with the aim of establishing the Republic as a leading international financial services hub. »
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Braintree set to top $50 billion in payments volume for 2015
« Just two years after the acquisition, Braintree has more than $50B in Authorized Payment Volume1 in 2015 — more than quadrupling our payment volume in two years. «
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BofE’s Haldane suggests ditching cash for cryptocurrency
« The Bank of England’s chief economist has floated the prospect of abolishing paper cash and replacing it with a state-backed digital currency as a way of facilitating negative interest rates. »
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Zà¼rcher Fintech holt Facebook-Investor an Bord
« Das Zà¼rcher Startup Advanon hat eine erste Finanzierungsrunde erfolgreich abgeschlossen. Unter den Investoren ist Prominenz mit Silicon-Valley-Erfahrung. »
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IBM developing blockchain to extend banks’ outreach
« Having announced a blockchain-oriented experiment « Adept » earlier this year, the corporation is preparing to go further and test the blockchain capabilities when applied to so-called smart contracts. »
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UBS plans to explore bitcoin sidechains
« UBS shows a keen interest in the public ledger technology and using the blockchain to automate bonds. The company plans to incorporate the technology further and is likely to start working with permission-based chains as well as the permissionless bitcoin blockchain. »
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BofA revamps mobile app; introduces fingerprint sign-in
« Bank of America has given its mobile app a refresh, enabling customers to log in with their fingerprints and access accounts via the Apple Watch. »
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Saxo opens trading infrastructure to the API economy
« Saxo Bank is to give traders and developers access to its trading infrastructure via a new Rest-based open API, ushering in a new era of collaborative innovation. »
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La fintech Compte-Nickel lève 10 millions d'euros
« La Financière des Paiements Electroniques (FPE), qui gère ce compte bancaire disponible chez les buralistes, vient de boucler un tour de table de 10,2 millions d'euros. »
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Banking Must Respond to Technology, Competitive and Regulatory Threats
« According to a study of global banking CEOs by PwC, the three overarching banking priorities for future success are finding growth in a challenging environment, driving productivity, and getting ahead of risk and regulatory management. »