Développement des services financiers sur mobiles : L'immobilisme prévaut en 2011 dans le monde

Sachant qu’aujourd’hui, plus d’un milliard d’individus disposent d’un téléphone mobile mais aucune relation bancaire, le World Economic Forum (WEF) a souhaité apprécier le niveau du global de préparation au déploiement des services financiers mobile.

un petit clic pour ma veille

Pour cela, le  World Economic Forum a développé un micro-site web dédié à  cette thématique et publié un rapport de 223 pages accessible via les références ci-dessous. Même si ce thème crée un certain enthousiasme, ce papier montre que finalement peu de développement sont effectivement réalisés actuellement.

The Mobile Financial Services Development Report 2011 provides a comprehensive analysis of more than 100 variables across 20 countries in Africa, Latin America and Asia. Developed in conjunction with the Boston Consulting Group, the report measures the critical factors necessary to achieve meaningful scale of mobile financial services and to meet the needs of billions of individuals excluded from the formal economy.

Le rapport : wef-mfsd-report-2011

Defining mobile financial services devel ­opment in terms of the key drivers across the institu ­tional, market and end-user environments that lead to adoption and scale, the aim of the Report is to build consensus by proposing a taxonomy and analytic structure for assessing the mobile finance landscape in addition to the provision of a comprehensive data set.

The report takes a wide-ranging view in assessing the factors that contribute to the long-term development of mobile financial services. Along with including mobile payments and transfers, vital financial services such as savings, credit, and insurance are also within the Report's scope.

Measures of mobile financial services development are captured across seven pillars:

  1. Regulatory proportionality
  2. Consumer protection
  3. Market competitiveness
  4. Market catalysts
  5. End-user empowerment and access
  6. Distribution and agent network
  7. Adoption and availability

via  Mobile Financial Services Development | World Economic Forum-Mobile Financial Services Development.

Cette référence a été mise en évidence via la cellule de veille documentaire FinWatcher. Pour toute information :  contact@finwatcher.com

Veilleur et spécialiste en cybersécurité

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