Lancé en 2002, les travaux de mise en Å“uvre du projet SEPA se révèlent complexes et la pression du temps devient pressante … très pressante même si l’on se réfère à une étude de la Deutsche Bank publiée récemment.
On y apprend que moins de 2% des transferts de crédit en Euro depuis janvier 2008 sont effectués selon les standards du SEPA. Sachant que le lancement officiel est fixé au 2 novembre prochain, le défi semble bel et bien réel.
The conditions for achieving a critical mass of SEPA-standard transactions have not yet been fulfilled. Only just under 2% of all credit transfers in the euro area are executed according to the SEPA standard, although SEPA credit transfers have been offered by banks and payment service providers since January 2008. It is important to inform particularly those users with large transaction volumes – corporates and the public sector – about the benefits and technical details of SEPA. The introduction of the SEPA direct debit in November 2009 will enable these users to streamline their IT-based payment processes: differing national standards can then be consolidated into a common SEPA standard for both credit transfers and direct debits.
The conditions for achieving a critical mass of SEPA-standard transactions have not yet been fulfilled. Only just under 2% of all credit transfers in the euro area are executed according to the SEPA standard, although SEPA credit transfers have been offered by banks and payment service providers since January 2008. It is important to inform particularly those users with large transaction volumes – corporates and the public sector – about the benefits and technical details of SEPA. The introduction of the SEPA direct debit in November 2009 will enable these users to streamline their IT-based payment processes: differing national standards can then be consolidated into a common SEPA standard for both credit transfers and direct debits.
